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Legal Disclaimer

Review the legal terms, disclaimers, and conditions of use for Calcady's financial, fitness, and specialized trade tools — including Electrical, Plumbing, Welding, and Construction calculators.

1. Educational and Estimation Purposes Only

The calculators, mathematical models, and informational content provided by Calcady™ are designed solely for educational, estimation, and informational purposes. They do not constitute financial, investment, legal, tax, or medical advice.

Trade & Engineering Calculator Safety Notice

Calculations provided in the Trade category (Electrical, Plumbing, Welding, and Construction) are for educational and estimation purposes only. They are designed to assist with preliminary planning, field estimation, and educational understanding — they do not replace the judgment of a licensed professional or the specific requirements of applicable local building codes, including but not limited to:

  • NEC (National Electrical Code / NFPA 70) — for all electrical calculations
  • IPC (International Plumbing Code) — for all plumbing and pipe calculations
  • IRC (International Residential Code) — for all structural and construction calculations
  • AWS D1.1 (Structural Welding Code) — for all welding calculations
  • Any applicable state, county, or municipal amendments to the above codes

Calcady™ is not liable for any property damage, personal injury, or legal non-compliance resulting from the use of these Trade tools. Always consult a licensed contractor, journeyman, master electrician, or licensed engineer before beginning any physical work, pulling permits, or submitting construction documents.

2. No Fiduciary or Professional Relationship

Calcady™ and its creators are not registered investment advisors, broker-dealers, CPAs, or licensed legal professionals. The use of these tools does not establish a fiduciary or professional-client relationship. Users must independently verify all calculations and consult with certified, licensed professionals (e.g., CFA, CPA, CFP, or legal counsel) before executing any financial transactions, tax strategies, or life-altering decisions.

3. Assumption of Risk and Trading Volatility

Financial markets, options trading, real estate syndication, and tax strategies carry inherent, extreme risk. Theoretical models (such as Black-Scholes, Options Greeks, or DCF valuations) are mathematical estimations based on user inputs and historical data, which never guarantee future performance. Calcady™ does not account for slippage, market liquidity, changing tax codes, or unforeseen economic events.

4. Absolute Limitation of Liability

Under no circumstances shall Calcady™, its founders, developers, or affiliates be held liable for any direct, indirect, incidental, punitive, or consequential damages. This includes, but is not limited to, financial market losses, trading account liquidations, tax penalties, property damages, or code violations resulting from the use of our calculators. You use these tools entirely at your own risk.

Accuracy of Information

While Calcady™ strives to provide highly accurate and mathematically sound calculators built against industry-standard formulas (NEC, IPC, IRC, AWS, IRS guidelines, and clinical research), all algorithms are subject to change as codes are revised and updated. Calcady™ makes no warranties or representations as to the accuracy, completeness, or timeliness of any tool.

Trade-specific calculations in particular depend heavily on local code amendments, material specifications, and site conditions that cannot be captured in a generalized web tool. A calculation that is accurate under the 2023 NEC may not satisfy a jurisdiction still enforcing the 2017 edition. Always verify against the code edition adopted in your local jurisdiction.

Last updated: February 2026 — Calcady™ Legal & Compliance